2013년 11월 24일 일요일

About 'florida state university apparel'|Are the Fowl Owl's really doing the University A Service







About 'florida state university apparel'|Are the Fowl Owl's really doing the University A Service








Managing               Well               on               a               Limited               Budget               in               the               East               Tampa               Area               When               we               moved               to               Florida               in               1987,               one               of               the               first               things               I               asked               was               where               could               I               find               a               couple               of               different               department               stores               that               I               was               accustomed               to               frequenting               in               California.

I               was               told               that               they               weren't               here               and               that               this               area               was               a               Walmart               town.

I               never               stepped               into               a               Walmart               until               my               husband               got               a               job               at               Walmart               in               1993.

The               10%               discount               card               that               came               with               employment               was               the               carrot               that               originally               brought               us               into               the               store.

It               was               the               prices               that               have               kept               us               coming               back               ever               since.

The               fact               that               they've               improved               their               quality               over               the               years               certainly               hasn't               hurt.
               When               we               lived               in               Southern               California               we               had               several               stores               in               our               area               to               choose               from,               that               offered               decent               merchandise               at               low               prices.

When               we               moved               here               it               took               a               while               to               find               out               what               was               here               and               for               more               to               move               in               to               the               area.

In               the               past               few               years               a               lot               more               competitive               stores               have               moved               in               and               some               of               the               ones               who               
               were               already               here               have               become               much               more               sensitive               to               the               low               bottom               line               that's               in               this               area.
               I'm               listing               the               stores               who're               a               bit               kinder               to               our               wallets               or               are               now               offering               layaway.

Which               is               a               way               to               aquire               the               more               expensive               and               more               popular               items               while               keeping               your               budget               from               going               into               tilt.

I'm               also               listing               the               restaurants               who               offer               good               deals               on               meals               and               Christmas               Clubs               or               Special               Gift               Cards:
               Stores:
               Walmart:
               The               nice               thing               about               Walmart,               especially               the               super               centers,               is               that               they're               open               24/7.

That's               very               helpful               in               an               area               where               most               jobs               aren't               9-5               nor               Monday               through               Friday.

They               also               carry               almost               anything               that               you               might               need               or               want               from               groceries,               pet               supplies               including               fish,               garden               supplies,               clothing,               shoes,               jewelry,               electronics,               
               cameras,               computers,               movies,               camping               and               sporting               gear               to               some               automotive               as               well               as               housewares               and               seasonal               items.

Their               prices               tend               to               be               competitive.

Also               a               note:               This               store               has               the               best               price               on               car               batteries.
               You               will               find               the               Tampa               Walmart               stores               at               715               E               Caracas               St,               Tampa,               3801               N               Tampa               St,               Tampa,               1485               Commercial               Way,               Tampa,               7011               Waters               Avenue               West               Town               A,               Tampa,               1501               N               Dale               Mabry               Hwy,               Tampa,               8220               N               Dale               Mabry               Hwy,               Tampa,               3202               Colwell               Ave,               Tampa,               5505               N               Habana               Ave               Apt               118,               Tampa,               2010               E               Seward               St,               Tampa,               8885               N               Florida               Ave,               Tampa,               126               Palmetto               Ter,               Tampa,               2701               E               Fletcher               Ave,               Tampa,               6216               Elliot               Dr,               Tampa,               5317               Harborside               Dr,               Tampa,               6104               Sandstone               Lake               Dr               Apt               170,               Tampa,               9010               W               Cluster               Ave,               Tampa,               9102               Baymeadow               Ct,               Tampa,               14941               N               Dale               Mabry               Hwy,               Tampa,               14616               Village               Glen               Cir,               Tampa,               6192               Gunn               Hwy,               Tampa,               11404               Wheeling               Dr,               Tampa,               and               19910               Bruce               B               Downs               Blvd               in               Tampa.
               The               Brandon               Stores               can               be               found               at               1208               E               Brandon               Blvd,               Brandon,               949               E               Bloomingdale               Ave,               Brandon,               
               11110               Causeway               Blvd,               Brandon,               1211               Astor               Commons               Pl,               Brandon               and               2021               W               Brandon               Blvd,               Brandon.


               The               Plant               City               stores               are               at               2602               James               Redman               Pkwy,               Plant               City               and               1407               Plantation               Cir               Apt               306               in               Plant               City.


               11720               E               Dr               Martin               Luther               King               is               the               location               of               the               Seffner               store.
               Target:
               Target               started               out               as               a               department               store               similar               to               Sears               or               JC               Penny's.

But               not               as               high-end               .They've               moved               a               bit               more               in               the               direction               of               Walmart.

They               too               offer               groceries               without               the               fresh               meat               and               produce.
               You               will               find               stores               in               Tampa               at               2900               Little               Rd               Trinty,               Tampa,               1544               N               Dale               Mabry               Hwy,               Tampa,               600               N               West               Shore               Blvd,               Tampa,               6295               W               Waters               Ave,               Tampa,               6925               W               Waters               Ave,               Tampa,               3625               W               Gandy               Blvd,               Tampa,               13658               University               Plaza               St,               Tampa,               15240               N               Dale               Mabry               Hwy,               Tampa,               11627               W               Hillsborough               Ave,               Tampa               and               1204               County               Rd               581,               Tampa.

There               are               also               two               stores               at               1040               Dale               Mabry               Hwy               in               Lutz               and               at               187               Brandon               Town               Center               Dr               in               Brandon.
               Bealls               Outlet:
               Bealls               Outlet               is               an               outlet               for               the               overflow,               unsold               and               damaged               items               from               the               parent               department               store,               Bealls.

They               carry               the               same               items               after               they've               been               carried               in               the               regular               department               store               at               a               greatly               reduced               rate.

Which               can               be               further               reduced               if               you're               a               senior               citizen               or               the               merchandise               is               marked               by               a               certain               color               of               dot               on               specific               days               of               the               week.

They               also               provide               a               punch               card               which               when               full               allows               you               to               purchase               at               a               further               discount.

The               items               can               widely               vary               according               to               the               store.
               The               Tampa               stores               are               located               at               3902               Dale               Mabry               Hwy               S,               Tampa,               2738               W               Hillsborough               Ave,               Tampa,               
               8851               N               Florida               Ave,               Tampa,               7438               Palm               River               Rd,               Tampa,               7539               W               Waters               Ave,               Tampa,               8613               W               Hillsborough               Ave,               Tampa,               13542               University               Plaza               St,               Tampa               and               5360               Ehrlich               Rd               in               Tampa.
               There               are               two               other               stores               located               a               2530               W               Brandon               Blvd               in               Brandon               and               1961               State               Road               60               E               in               Valrico.
               Burlington               Coat               Factory:
               Burlington               Coat               Factory               has               decent               deals               on               major               labels               and               brands               at               very               good               prices.

They               carry               clothing               and               accessories.

They               also               offer               a               baby               section               and               household               linens.
               You               will               find               the               stores               at               2244               University               Square               Mall,               Tampa,               3950               S               Dale               Mabry               Britton               Plaza,               South               Tampa               
               and               at               955               W               Brandon               Blvd               in               Brandon.
               Dollar               Tree:
               Dollar               Tree               charges               a               dollar               for               any               single               item               in               their               store               which               ranges               from               household,               food,               hardware,               personal               hygiene,               gifts,               toys,               pets,               crafts,               frames,               stationary,               books,               candy,               very               creative               gift               wrapping,               bridal               and               baby               shower               to               an               extensive               seasonal               section.
               The               first               three               stores               are               located               at               2424               W               Brandon               Blvd,               Brandon,               901               E               Bloomingdale               Ave,               Brandon,               and               2502               James               L               Redman               Pkwy               in               Plant               City.
               The               rest               of               the               stores               are               located               at               3908               Britton               Plz,               Tampa,               7801               Palm               River               Rd,               Tampa,               2772               E               Fowler               Ave,               Tampa,               10219               N               27th               St,               Tampa,               10025               W               Hillsborough               Ave,               Tampa,               15402               Plantation               Oaks               Dr               Apt               15,               Tampa,               2750               W               Hillsborough               Ave,               Tampa,               N               Pointe               Plz,               Tampa,               University               Plz,               Tampa,               12052               Anderson               Rd,               Tampa               and               9225               N               56th               St               in               Tampa.
               Michael's:
               Michael's               carries               all               kinds               of               arts               and               crafts               items               at               very               reasonable               prices.

It's               quite               possible               to               get               some               really               nice               supplies               at               very               good               prices,               which               in               turn               helps               make               your               finished               projects               very               reasonable.

They               also               have               a               special               10               for               $10               section               with               varying,               often               creative               and               clever               small               gift               or               personally               usable               
               items,               plus               a               seasonal               section               of               inexpensive               items               for               kids               of               different               ages               and               for               adults.
               You               can               find               the               stores               at               these               locations,               3804               S               Dale               Mabry               Hwy               Ste               A,               Tampa,               11643               W               Hillsborough               Ave               Baypo,               Tampa,               18081               Highwoods               Preserve               Pkwy,               Tampa,               14829               N               Dale               Mabry               Hwy,               Carrollwood               and               2564               W               Brandon               Blvd               Regency               Sq               in               Brandon.
               Marshall's:
               Marshall's               carries               designer               labels               at               deep               discounts               often               with               the               labels               cutout.

The               prices               are               often               competitive               with               non               designer               major               label               items.
               The               stores               are               located               at               3661               W               Waters               Ave,               Tampa,               FL,               3802               S               Dale               Mabry               Hwy,               Tampa,               FL               and               2458               W               Brandon               Blvd               in               Brandon.
               Payless               Shoe               Source:
               Payless               Shoe               Source               carries               their               own               brands               and               major               brands               such               as               Air               Walk               American               Eagle               at               reasonable               dicounted               prices,               much               lower               than               mall               prices.

Their               prices               get               even               more               competitive               when               they               put               on               one               of               their               Bogo               events,               Buy-one-get-one-half-off.

They               also               carry               accessories               such               as               purses               and               socks.
               The               Tampa               stores               can               be               found               at               4004               N               Armenia               Ave,               Tampa,               1727               E               Fowler               Ave,               Tampa,               13620               University               Plaza               St,               Tampa,               8401               N               Dale               Mabry               Hwy,               Tampa,               309               N               West               Shore               Blvd,               Tampa,15166               N               Dale               Mabry               Hwy,               Tampa,               6170               Gunn               Hwy,               Tampa,               3643               S               Dale               Mabry               Hwy,               Tampa,               2869               University               Square               Mall,               Tampa,               7021               W               Waters               Ave,               Tampa,               2231               University               Square               Mall,               Tampa,               8229               N               Florida               Ave,               Tampa,               346               Westshore               Plz,               Tampa,               2329               E               Hillsborough               Ave,               Tampa,               8856               Terrace               Plz,               Tampa               and               8130               Citrus               Park               Town               Center               Mall               in               Tampa.
               The               rest               of               the               stores               can               be               found               at               175               Brandon               Town               Center               Dr,               Brandon,               933               E               Bloomingdale               Ave,               Brandon,               659               Brandon               Blvd,               Brandon,               1256               E               Brandon               Blvd,               Brandon               and               1801               James               L               Redman               Pkwy               in               Plant               City.
               TJ               Max:
               TJ               Max               is               a               sister               store               to               Marshall's.

They               carry               similar               items               that               Marshall's               carries.
               TJ               Max               can               be               found               at               7555               W               Hillsborough               Ave,               Tampa,               15740               N               Dale               Mabry               Hwy,               Tampa               and               at               2520               W               Brandon               Blvd               in               Brandon.
               Goodwill:
               Depending               upon               the               location,               one               can               find               new               items,               such               as               gifts               to               bed               sets               in               various               sizes               at               very               reasonable               prices.

They               also               carry               furniture,               clothing,               shoes,               household               items,               books               and               gifts,               plus               many               unexpected               and               unusual               items.

Sometimes               they're               the               only               place               in               town               that               may               have               a               replacement               piece               at               a               very               reasonable               price.
               Stores               are               located               at               1106               E               Brandon               Blvd,               Brandon,               2802               James               L               Redman               Pkwy,               Plant               City               and               4102               W               Hillsborough               Ave               in               Tampa.
               Restaurants:
               The               first               two               restaurants               we               think               are               with               the               same               company.

They               both               serve               the               same               delicious               food,               mainly               for               take-out.

They               offer               a               lunch               special               with               different               times,               listed               below.

They               pack               a               generous               portion               of               one               entre               of               your               choice               with               an               equally               generous               portion               of               Pork               Fried               Rice               and               a               free               can               of               soda.
               One               order               is               easily               enough               for               a               dinner               for               two.

You               just               need               to               add               another               soda.

We've               found               that               if               we               buy               our               meal               just               before               3:30pm,               we               can               save               it               a               little               bit               and               have               it               for               dinner.
               Hong               Kong               Chinese               Food:
               Their               location               is               at               11760               Dr               Martin               Luther               King               Jr               in               W               Seffner.
               Their               lunch               special               runs               from               12               noon               to               3:30pm,               seven               days               a               week               and               costs               $4.50.
               Lins               Express:
               Their               special               is               $5.00               and               goes               from               11:00am               to               3:30pm,               Monday               throught               Saturday.
               They               are               located               at               2307               Thonotosassa               Rd               in               Plant               City.
               Hungry               Howies:
               Hungry               Howies               offers               a               large               cheese               or               pepperoni               take               out               pizza               for               $5.55               which               can               feed               at               least               three               people.

They               also               offer               free               flavored               crusts.
               The               Tampa               locations               can               be               found               at               21222               Mariner               Pl,               Tampa,               1506               W               Kennedy               Blvd,               Tampa,               2001               E               Hillsborough               Ave,               Tampa,               3216               S               Dale               Mabry               Hwy,               Tampa,               5802               N               Armenia               Ave,               Tampa,               6207               E               Hillsborough               Ave,               Tampa,               8414               N               Armenia               Ave,               Tampa,               1302               S               78th               St,               Tampa,               9301               N               Nebraska               Ave,               Tampa,               4810               E               Busch               Blvd,               Tampa,               4541               Gunn               Hwy,               Tampa,               8802               Rocky               Creek               Dr,               #6,               Tampa,               14916               N               Florida               Ave,               Tampa,               15322               Sherwood               Forest               Dr,               Tampa,               15359               Amberly               Dr,               Tampa,               7620               Gunn               Hwy,               Tampa,               15441               N               Dale               Mabry               Hwy,               Tampa,               15527               N               Dale               Mabry               Hwy,               Tampa,               2001               E               Hillsborough               Ave,               Tampa,               9517               E               Fowler               Ave,               Temple               Terrace               and               2001               E               Hillsborough               Ave               in               Tampa.
               Their               other               locations               are               at               819               W               Bloomingdale               Ave,               Brandon,               328               W               Brandon               Blvd,               Brandon,               
               1511               W               Brandon               Blvd,               Brandon,               2004               S               Parsons               Ave,               Seffner,               2501               Sr-60               E,               Valrico,               
               208               N               Alexander               St,               Plant               City,               2424               Us-92               E,               Plant               City,               204               Sr-60               W,               Plant               City               
               and               16769               Fishhawk               Blvd               in               Lithia.
               Checkers:
               Checkers               has               a               Value               Menu               where               items               are               for               $1.00               and               a               Double               Value               Menu               where               items               two               for               one               price.
               Checkers               can               be               found               at               the               following               locations,               2405               James               L               Redman               Pky,               Plant               City,               603               Dr               Martin               Luther               King               Jr               Blvd               E,               Seffner,               1640               W               Brandon               Blvd,               Brandon,               3002               N               Nebraska               Ave,               Tampa,               2820               W               Dr               Martin               Luther               King               Jr               Blvd,               Tampa,               4300               W               Cypress               St,               #600,               Tampa,               1615               E               Hillsborough               Ave,               Tampa,               4959               E               7th               Ave,               Tampa,               2718               S               50th               St,               Tampa,               4459               W               Hillsborough               Ave,               Tampa,               4530               W               Gandy               Blvd,               Tampa,               107               W               Waters               Ave,               Tampa,               7545               W               Hillsborough               Ave,               Tampa,               1509               E               Fowler               Ave,               Tampa,               8800               N               56th               St,               Temple               Terrace,               
               3846               W               Fletcher               Ave,               Tampa,               2598               E               Bearss               Ave,               Tampa               and               3418               Hoedt               Rd               in               Tampa.
               Wendy's:
               Wendy's               has               a               Value               Menu               with               several               choices               for               $1.00.
               Wendy's               can               be               found               at               1615               W               Kennedy               Blvd,               Tampa,               4060               N               Armenia               Ave,               Tampa,               2036               N               Dale               Mabry               Hwy,               Tampa,               3928               Henderson               Blvd,               Tampa,               1501               E               Hillsborough               Ave,               Tampa,               2015               N               50th               St,               Tampa,               4314               W               Gandy               Blvd,               Tampa,               3601               W               Hillsborough               Ave,               Tampa,               8330               N               Florida               Ave,               Tampa,               6620               E               Martin               Luther               King               Blvd,               Tampa,               5805               N               56th               St,               Tampa,               3609               E               Busch               Blvd,               Tampa,               8717               N               Dale               Mabry               Hwy,               Tampa,               7534               W               Hillsborough               Ave,               Tampa,               9940               Adamo               Dr               E,               Tampa,               4505               Woodland               Corporate               Blvd,               #100,               Tampa,               4508               Oak               Fair               Blvd,               Tampa,               1507               E               Fowler               Ave,               Tampa,               13119               N               Dale               Mabry               Hwy,               Tampa,               13712               Bruce               B               Downs               Blvd,               Tampa,               7534               W               Hillsborough               Ave,               Tampa,               9940               Adamo               Dr               E,               Tampa,               4505               Woodland               Corporate               Blvd,               #100,               
               Tampa;               4508               Oak               Fair               Blvd,               Tampa,               8305               Sheldon               Rd,               Tampa,               2010               Town               Center               Blvd,               Brandon,               6202               Gunn               Hwy,               Tampa,               6024               County               Road               579,               Seffner,               308               W               Brandon               Blvd,               Brandon,               13565               Cypress               Glen               Ln,               Tampa               and               12981               Race               Track               Rd               in               Tampa.
               McDonalds:
               McDonalds               has               a               Value               Menu               with               several               items               for               $1.00.
               You               can               find               McDonalds               at               these               Tampa               locations,               2               Columbia               Dr,               Tampa,               1520               W               Kennedy               Blvd,               Tampa,               
               501               E               Martin               Luther               King               Blvd,               Tampa,               4009               N               Armenia               Ave,               Tampa,               2101               E               13th               Ave,               Tampa,               1905               N               Dale               Mabry               Hwy,               Tampa,               2006               N               50th               St,               Tampa,               4443               W               Kennedy               Blvd,               Tampa,               3515               S               Dale               Mabry               Hwy,               Tampa,               4908               W               Nassau               St,               Tampa,               165               Westshore               Plz,               Tampa,               1908               E               Hillsborough               Ave,               Tampa,               4333               W               Hillsborough               Ave,               Tampa,               6717               N               Dale               Mabry               Hwy,               Tampa,               4818               S               Manhattan               Ave,               Tampa,               8214               N               Florida               Ave,               Tampa,               1002               S               78th               St,               Tampa,               6013               E               Dr               Martin               Luther               King               Jr               Blvd,               Tampa,               6505               S               Dale               Mabry               Hwy,               Tampa,               6906               N               56th               St,               Tampa,               7530               N               Boulevard,               Tampa,               3411               E               Busch               Blvd,               Tampa,               10019               Adamo               Dr               E,               Tampa,               10410               N               Dale               Mabry               Hwy,               Tampa,               920               E               Fowler               Ave,               Tampa,               7909               W               Hillsborough               Ave,               Tampa,               7011               W               Waters               Ave,               Tampa,               7350               W               Waters               Ave,               Tampa,               11712               N               9th               St,               Tampa,               926               W               Fletcher               Ave,               Tampa,               11707               N               56th               St,               Tampa,               2205               E               Fletcher               Ave,               Tampa,               104               W               Bearss               Ave,               Tampa,               14941               N               Dale               Mabry               Hwy,               Tampa,               15698               N               Dale               Mabry               Hwy,               Tampa,               5393               Ehrlich               Rd,               Tampa,               6192               Gunn               Hwy,               Tampa,               8002               Citrus               Park               Dr,               Tampa,               5101               Pointe               Of               Tampa               Way,               Tampa,               12205               W               Linebaugh               Ave,               Tampa,               17757               Dale               Mabry               Hwy,               Lutz,               106               Crystal               Grove               Blvd,               Lutz,               and               106               Crystal               Grove               Blvd               in               Lutz,
               You               will               also               find               McDonalds               at               these               locations,               11110               Causeway               Blvd,               Brandon,               11212               Causeway               Blvd,               Brandon,               502               W               Brandon               Blvd,               Brandon,               610               Ml               King               Blvd               E,               Seffner,               2050               Sr-60               E,               Valrico,               808               E               Windhorst               Rd,               Seffner               and               4650               Mcintosh               Rd               in               Dover.
               Burger               King:
               Burger               King               has               a               Value               Menu               with               several               $1.00               choices.
               Burger               King               is               at               these               Tampa               locations,               5405               Sheldon               Rd,               Tampa,               4315               W               Hillsborough               Ave,               Tampa,               510               N               Franklin               St,               Tampa,               2302               N               21st               St,               Tampa,               2506               W               Martin               Luther               King               Blvd,               Tampa,               2965               N               Dale               Mabry               Hwy,               Tampa,               2514               W               Kennedy               Blvd,               Tampa,               2601               E               Hillsborough               Ave,               Tampa,               2513               N               50th               St,               Tampa,               611               S               Dale               Mabry               Hwy,               Tampa,               4103               W               Hillsborough               Ave,               Tampa,               4401               W               Gandy               Blvd,               Tampa,               5607               E               Hillsborough               Ave,               Tampa,               4565               W               Kennedy               Blvd,               Tampa,               9211               N               Florida               Ave,               Tampa,               8406               N               Dale               Mabry               Hwy,               Tampa,               6901               N               Armenia               Ave,               Tampa               3009               E               Busch               Blvd,               Tampa,               101               E               Bullard               Pky,               Tampa,               9925               Adamo               Dr               E,               Tampa,               
               901               E               Fowler               Ave,               Tampa,               4202               E               Eva               Ave,               Tampa,               5301               E               Fowler               Ave,               Tampa,               2902               E               Fletcher               Ave,               Tampa,               11210               N               30th               St,               Tampa,               5775               Gunn               Hwy,               Tampa,               3911               Van               Dyke               Rd,               Lutz,               17515               Bruce               B               Downs               Blvd,               Tampa,               7331               W               Waters               Ave,               Tampa,               15298               N               Dale               Mabry               Hwy,               Tampa,               14999               N               Florida               Ave,               Tampa               and               10612               Sheldon               Rd               in               Tampa.
               You'll               also               find               Burger               King               at               these               locations,               114               W               Brandon               Blvd,               Brandon,               704               Ml               King               Blvd               E,               Seffner,               918               E               Bloomingdale               Ave,               Brandon,               2019               Lumsden               Rd,               Valrico,               2117               Sr-60               E,               Valrico               and               4649               Mcintosh               Rd               in               Dover.
               Stores               Offering               Layaway:
               Note;               The               stores               each               have               differing               policies               such               as               size               of               deposit,               latest               time               to               pickup               the               item(s),               layaway               fee,               cancellation               fee               and               whether               you               actually               put               the               item               in               layaway               or               just               pay               on               the               item               and               it's               delivered               to               you               at               the               store:
               T.J.

Maxx:
               You               will               need               to               check               with               your               local               store               for               the               details.
               Marshalls:
               You               will               need               to               check               with               your               local               store               for               details.

The               Brandon               store               does               offer               layaway.
               Burlington               Coat               Factory:
               You               will               need               to               check               with               your               local               store               for               the               details.
               Jewelry               Exchange:
               This               company               offers               a               six               month               plan               with               25%               down               paymment               
               http://www.jewelryexchange.com/faq.aspx
               The               store               is               located               at               5411               Beaumont               Center               Blvd               in               Tampa.
               Kmart:
               This               store               offers               in-store               and               on-line               layaway.

They               charge               a               $5.00               fee               and               require               10%               down               with               equal               on               time               biweekly               payments               for               up               to               eight               weeks               until               the               item               is               paid               for.

There               is               a               $10.00               cancellation               fee.

This               isn't               just               for               the               Christmas               season.


               http://www.kmart.com/shc/s/dap_10151_10101_DAP_Kmart+Layaway
               Kmart               is               located               at               12701               N               Dale               Mabry               Hwy,               Tampa,               1602               W               Brandon               Blvd,               Brandon,               2915               N               Dale               Mabry               Hwy,               Tampa,               8245               N               Florida               Ave,               Tampa,               5400               E               Busch               Blvd,               Tampa,               Willow               Bend               Town               Ctr,               Lutz               and               22920               State               Road               54               in               Lutz.
               National               Half               Price               Furniture               and               Mattress:
               This               business               offers               a               free               one               year               layaway               plan               with               no               hidden               fees               or               charges.
               The               store               is               located               at               7809               N.

Dale               Mabry               Hwy               in               Tampa.


               http://www.nationalhalfpricemattresses.com/
               Sears:
               Sears               requires               either               a               20%               or               $15               down               payment               with               a               $5.00               fee               for               either               on-line               or               in-store               layaways               for               bi-weekly               payments               for               eight               weeks.

Their               cancellation               fee               is               $10.00               The               time               period               is               longer               for               Fine               Jewelry.


               http://www.sears.com/shc/s/dap_10153_12605_DAP_Sears+Layaway
               You               will               find               Sears               at               2266               University               Mall,               Tampa,               4717               S               Florida               Ave,               Tampa,               4005               W               Spruce               St,               Tampa,               347               Westshore               Plz,               Tampa,               7902               Citrus               Park               Town               Center               M,               Tampa               and               686               Brandon               Town               Center               Mall               in               Brandon.
               Toys               "R"               Us               and               Babies               "R"               Us:
               These               two               stores               offer               layaway               on               certain               items,               mainly               big               gifts.

They               require               a               20%               deposit               and               a               $10.00               service               charge.

After               the               final               payment               the               items               on               layaway               are               available               for               pick               up               within               7               to               10               days               afterward.
               The               stores               are               located               at               1702               N               Dale               Mabry               Hwy,               Tampa,               1235               E               Fowler               Ave,               Tampa,               330               Brandon               Town               Center               Dr,               Brandon               and               11201               Causeway               Blvd               in               Brandon,
               Trikke               Tampa               Store:
               This               store               offers               layaway               through               elayaway.
               This               store               is               located               at               3311               W.

Gandy               Blvd               in               Tampa,               and               on-line.


               http://trikketampastore.com/layaway.php
               Walmart:
               They               have               layaway               only               on               fine               jewelry.

Although               this               company               did               away               with               their               layaway               they               do               what               is               called               "site-to-store",               where               you               can               order               an               item               on-line               and               arrange               to               pick               it               up               at               your               local               Walmart               with               no               shipping               fees.
               elayaway:
               This               website               handles               the               layaway               for               about               1,000               on-line               companies               that               carry               items               in;               apparel               and               accessories,               art               and               collectibles,               automotive,               beauty               products,               books               and               music,               electronics,               entertainment,               household,               general               merchandise,               gifts               and               gift               cards,               green               products,               health               and               personal               care,               jewelry               and               watches,               kids,               kitchen               and               garden,               medical               supplies,               pets               and               supplies,               security,               sports               and               outdoor,               tools               and               hardware,               toys               and               games               and               travel.


               http://elayaway.com/places-to-shop
               Christmas               Clubs               or               Special               Gift               Cards:
               Check               your               personal               bank               or               credit               union.

Many               savings               institutions               do               offer               a               Christmas               Club               account,               where               you               can               deposit               a               certain               amount               on               a               regular               basis,               to               be               withdrawn               near               Christmas.
               These               types               of               accounts               are               basically               short-term               savings               accounts.

You               open               a               Christmas               club               savings               account               in               January.
               Some               institutions               may               require               a               minimum               deposit               to               start,               most               have               no               minimum.

The               account               is               left               open               through               the               end               of               October,               at               which               time               you               can               withdraw               the               money               on               1               November               and               have               your               holiday               shopping               well               funded.

You               could               also               use               a               Christmas               club               savings               account               to               save               for               holiday               travel,               or               any               
               large               ticket               item               or               need,               such               as               large               bills,               not               just               shopping.


               http://www.wisegeek.com/what-is-a-christmas-club-savings-account.htm
               Note:               I'm               sure               that               there               are               other               budget               saving               opportunities               in               our               area               that               I've               not               covered.

If               you               know               of               any               that               fit               in               that               category               please               click               on               the               "add               a               comment'               link               at               the               top               of               this               article               and               list               what               you               have,               so               that               we               all               can               benefit               from               it.
               Sources:
               http://elayaway.com/
               http://www.wisegeek.com/what-is-a-christmas-club-savings-account.htm
               http://www.bankrate.com/finance/personal-finance/christmas-club-can-tame-holiday-bills-2.aspx
               http://www.cadillacnews.com/story_news/?story_id=349150&year=2008
               http://workathomemoms.about.com/od/finances/tp/holidayfund.htm
               http://www.magicyellow.com/category/Department_Stores/Seffner_FL.html
               http://www.magicyellow.com/category/Department_Stores/Brandon_FL.html
               http://www.magicyellow.com/category/Department_Stores/Tampa_FL.html
               http://www.magicyellow.com/category/Department_Stores/Plant_City_FL.html
               http://www.magicyellow.com/category/Arts_and_Crafts_Retail/Tampa_FL.html
               http://www.magicyellow.com/Chains/Payless/Tampa_FL.html
               http://www.nationalhalfpricemattresses.com/
               http://www.wtsp.com/news/local/story.aspx?storyid=93075
               http://www.myfoxtampabay.com/dpp/consumer/dpg_Back_to_School_Supplies_Put_on_Layaway_mb_08242009_3143105
               http://www.sears.com/shc/s/dap_10153_12605_DAP_Sears+Layaway
               http://www.kmart.com/shc/s/dap_10151_10101_DAP_Kmart+Layaway
               http://www.jewelryexchange.com/faq.aspx
               http://trikketampastore.com/layaway.php
               http://local.yahoo.com/






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